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Group Vision Plans

Can be written down to 5 employees; no participation requirements; employer paid or voluntary.

Group Life Plans

For both small and large groups; school systems, municipalities; high limits available; both employer paid and voluntary.

Group LTD

Plans for both small and large groups; school systems, municipalities; high limits available; both employer paid and voluntary. Both long and short term.

Annuities and 401K Plans

Both fixed and variable; large and small; 401K for both groups and individuals.

Affordable Accidental Death Plan

With return of premium in 20 years while coverage doubles: 50k, 75k & 100k available; same premium at every age; guaranteed issue; short application; no medical questions. Higher limits available up to $500,000.

High Limit Guarantee Disability Income

Up to 84 months benefits, up to 365 day e.p. and up to $25,000 monthly coverage. Available for age 70 and under for qualified groups. Certain criteria is required.

Customized Group Limited Medical Plans

With a wide range of various benefits and benefit levels to choose from; voluntary down to 5 lives: perfect for part-time or minimum wage employees.

Business Overhead Expense Plans

For qualified business owners; both blue collar and professionals; special discounts available to qualified associations. Extremely high limits of coverage available.

Identity Theft Plans

For associations and groups. Pricing is determined by numbers and whether employer paid or voluntary.

Free Prescription Rx Plan

For agents to participate in as a giveaway to clients and groups or for lead generation. Excellent discounts on generic and brand name prescriptions with compensation paid based upon utilization.

Guarantee Issue Life, Dental, and Vision Plans

Available for qualified associations. Can also be customized to meet requested specifications. Plans can be private labeled.

Specialty A&H Products:Available to very large, qualified organizations, associations, financial institutions and employer groups that meet certain criteria. High limits available for pennies per thousand.

Group Dental and or Vision

Available down to 1 life in groups of 3 or more. Orthodontia available if required. Up to $1,500 per year in coverage.

Medical Coverage around the Globe

Individuals, students, missionaries, business travelers and others can now have medical coverage while outside the United States. Both group and individual plans available from 1 to 365 days and longer. Trip cancellation plans also available.

Stand Alone Hearing Benefit

National provider network allows for national distribution to groups and associations. Pays compensation based upon utilization.

Cardiovascular Screening Programs

Available for large associations, Insurance Companies and employer groups. These can greatly aid in the management of health claim costs as well as with actuarial underwriting costs.  Screenings available nationwide with commissions paid based upon utilization.

Fully Insured Legal Services Plan

For groups and associations of five or more. This very popular and affordable employee benefit includes a national network of 25,000 attorneys.

Fully Insured Commercial Drivers Legal Plan

Designed to cover the long-haul truck driver as well as protect the driver’s carrier. This program endorsed by the American Trucking Association.

Fully Insured Pet Insurance Plan

For groups and associations of five or more. One of the fastest growing employee benefits in the nation. Works just like major medical insurance. Accepted by all veterinarians.

Turn Key Property and Casualty Program

Providing Homeowners, Auto, and Renters insurance through a turn key marketing plan. Available to large employer groups and associations of 500 or more.

Group Dental and or Vision

Available under 5 employees. Orthodontia available if required. Up to $1,500 per year in coverage.



This website reflects many of the products and programs available for distribution through Life Insurance Company of Alabama. Not all products are available in all states. Products not listed may be available upon request through research and development.

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