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Individual Dental/Vision

Can be written over age 65; up to $1,500 per year coverage; allows for the addition of  vision insurance rider.

Final Expense Plans

Available through age 85; up to $250,000.

Annuities and 401K Plans

Both fixed and variable; large and small; 401k for both groups and individuals.

Rapid Decision Term Plans

Up to $500,000; 10,20 and 30-year term; no medical underwriting; no aps, no tests; up to age 75; underwritten within 24-48 hours; on-line application system for submitting business.

Affordable Accidental Death Plan

With return of premium in 20 years while coverage doubles; 50k, 75k and 100k available; same premium at every age; guaranteed issue; short application; no medical questions.  higher limits available up to $500,000.

Individual Long & Short-Term Disability Plans

For both blue and white collar markets; farmers, teachers; (no offsets for public sector workers); special discounts for qualified associations; guarantee issue to certain groups of 10 or more; coverage to age 67 with non-disabling benefit feature.

Long Term Care Insurance Plans

Both traditional as well as “modified” plans available, with special underwriting allowed. Short term care and nursing home only plans available also.

Business Overhead Expense Plans

For qualified business owners; both blu collar and professionals; special discounts available to qualified associations.  Extremely high limits of coverage available.

Term Life Insurance Plans

With return of premium riders available.

This website reflects many of the products and programs available for distribution through Life Insurance Company of Alabama. Not all products are available in all states. Products not listed may be available upon request through research and development.

Family Owned Since 1952

Family Owned Since 1952
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